Shaw SWG TGS Directory 2024-25

40 SHAW, SOUTHWEST GARDEN, & TOWER GROVE SOUTH Financial Assistance, Education and Resources MORTGAGE, HOME EQUITYAND OTHER HOME LOANS JUSTINE PETERSEN justinepetersen.org Services include credit building and education, help for first-time and experienced homebuyers, and foreclosure prevention. Assist St. Louis City homeowners by providing up to $5,000 in forgivable funds per household to be used for eligible home repairs for those who meet the eligibility requirements. MIDLAND STATES BANK midlandsb.com Provides unsecured loans for repairs ranging from $5,000 to $25,000. These loans have fixed payments and loan terms for up to 15 years. Eligible property types include single- family detached homes, townhomes, condominiums and duplexes. MIDWEST BANKCENTRE midwestbankcentre.com (search for “affordable”) Offers loans for repairs. Loans start at $1,500 with an interest rate as low as 5.50% APR with up to five years to repay. Requires FICO score of 580 or above. RELIANCE BANK reliancebank.bank/personal-home-equity-installment-loan Offers a fixed-rate Personal Home Equity Installment Loan that allows customers to borrow up to 89% of their home equity. SPIRE spireenergy.com/rebates Offers a Natural Gas Energy Efficiency Program, which offers loans specifically for energy-efficient home improvements. ST. LOUIS COMMUNITY CREDIT UNION stlouiscommunity.com/loans/fixed-rate-home-equity-loan Offers a fixed-rate, closed-end home equity loan that can be used for any purpose including improvements. ADDITIONAL RESOURCES INTERNATIONAL INSTITUTE OF ST. LOUIS 3401 Arsenal St., 63118, 314-773-9090 info@iistl.org iistl.org Microlending, refugee resettlement, counseling, job placement and job training for immigrants and refugees. Free English and citizenship classes for adults. OPERATION HOPE HOPE (inside Regions Bank) 3803 S. Broadway 314-266-8849 operationhope.org